Four partners, eight exemptions
Four partners getting ready to sell. With the right setup, their spouses could claim exemptions too. About $2.4 million stays with their families instead of going to tax.
For owners of a business worth seven figures
Your business, your taxes, your investments, your insurance and your family. All on one page. Then the one move that matters most right now.
Meet with AlFree 30-minute call. No products. No pitch.
A note from Al
Hey,
Every business owner has a silent partner they never asked for.
They never put in a dollar. They never show up. But every time you pay yourself, they take up to fifty-three cents.
Now, you're not doing anything wrong. You've got an accountant for your taxes. A lawyer for your will. Someone for your insurance. Someone else for your investments.
Everyone's doing their piece. Nobody's looking at everything.
And the most expensive mistakes live in the gaps between them:
I see it every week. Smart owners, great businesses, leaving money on the table they never needed to.
That's not a knock on you. You've been busy building the thing.
Looking at everything together, and telling you plainly what to do next? That's my job.
— Al
Al Jabri, CFP®, CLU®
Who this is for
What this looks like
Four partners getting ready to sell. With the right setup, their spouses could claim exemptions too. About $2.4 million stays with their families instead of going to tax.
Forty years of every dollar of profit taxed as income. Once it was incorporated, about a million dollars built up inside the company within a few years.
A $6 million family business, and the kids' plan was to just keep working there. A freeze, a holding company and a family trust made it a real hand-off.
Client details changed to protect privacy. Results depend on each family's situation and aren't a guarantee.
What happens after you book
Just your story. No decisions, no products. What's going on in the business and the family, what's keeping you up, and what you want the next few years to look like.
If it's a fit, send three documents: your last personal return, your company's last return, and your investment statements. We map your whole structure on one page and show you where the tax lands.
The one move that matters most right now, what it's worth, and what it takes. Then you decide: work with us, take it to your accountant, or do nothing.
About Al
Certified Financial Planner, Chartered Life Underwriter, and Managing Partner at Longevity Wealth. I sit across the table from business owners at every stage, from their first salary all the way to selling their company.
We keep seeing the same problems at the same stages. So my job is simple: look at everything together, tell you plainly where you stand, and make sure you always know your next best move.
Happy with your accountant and lawyer? Keep them. We work alongside them so everyone pulls in the same direction.
Questions
No. We won't recommend anything until we understand your whole picture, and often the answer isn't a product at all.
You'll never get a bill from me for planning. We're paid through the investments we manage, at a flat 1.45% (lower above $3 million), or through insurance when it's genuinely the right tool. If you'd rather keep your investments where they are, we also offer advice-only planning for a fee.
No. If they're doing good work, we work with them.
Very little. Three documents to start. If it's easier, we'll get them straight from your accountant.
Anyone who'll be part of the decision: your spouse, your partners, or the next generation.
Yes. We're happy to sign a mutual NDA before you share anything.
No. Our office is in Toronto, and we meet owners across Canada by video.
Thirty minutes. Your story, your picture, and one clear next step.
Meet with AlFree. No products. No pitch.